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Frequently Asked Questions:
| What
is Financial Planning? |
| Financial
planning is a personalized approach focused on
your individual goals. Developing an individual
strategy that brings together all the financial
and psychological factors that have an impact
on your life. |
| Why
hire a Financial Planner? |
|
The
reasons to hire a financial planner are as
varied as the individual contemplating this
decision. The following questions may help
you to decide if you need professional financial
advice:
- Do
you have the time and resources to allocate
to managing your financial affairs?
- Do
you get confused from the over abundance
of conflicting information?
- Do
you know how to properly allocate your 401(k)?
- How
much life insurance do you need to protect
your family?
- Confused
about where to invest your money?
- Do
you want to minimize your tax exposure?
- Have
you experienced a recent change in your life
that could affect your financial future,
such as retirement, job loss, an inheritance,
an addition to your family, or loss of your
spouse?
|
| How
do I choose a Financial Planner? |
|
All
of our representatives are qualified professionals,
with different types of experience. It is important
that you get along well with the person you
choose as a financial planner because you are
building a long-term business relationship.
Meet with the planner to discuss how s/he will
work with you. Find out about the planner's
background and credentials - experience and
education are very important.
|
| Which
financial planning designations have your planners
earned? |
|
All
of our representatives have achieved numerous designations ranging
from Certified Financial Planners(CFP), Personal
Financial Planner(PFP), Certified Fund Specialist(CFS)
and many more. Financial Security Group requires
our representatives to maintain a high standard
of continuing education every year.
|
| Is
the first consultation free? |
|
Yes,
we always offer a complimentary initial consultation.
|
| Are
your planners tied to just one product vendor? |
|
Our
planners are process oriented and not product
driven. We believe in developing a financial
plan first and then implementing products as
a part of the process.
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