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Frequently Asked Questions:
| What
is Financial Planning? |
| Financial
planning is a personalized approach focused on
your individual goals. Developing an individual
strategy that brings together all the financial
and psychological factors that have an impact
on your life. |
| Why
hire a Financial Planner? |
|
The
reasons to hire a financial planner are as
varied as the individual contemplating this
decision. The following questions may help
you to decide if you need professional financial
advice:
- Do
you have the time and resources to allocate
to managing your financial affairs?
- Do
you get confused from the over abundance
of conflicting information?
- Do
you know how to properly allocate your 401(k)?
- How
much life insurance do you need to protect
your family?
- Confused
about where to invest your money?
- Do
you want to minimize your tax exposure?
- Have
you experienced a recent change in your life
that could affect your financial future,
such as retirement, job loss, an inheritance,
an addition to your family, or loss of your
spouse?
|
| How
do I choose a Financial Planner? |
|
All
of our representatives are qualified professionals,
with different types of experience. It is important
that you get along well with the person you
choose as a financial planner because you are
building a long-term business relationship.
Meet with the planner to discuss how s/he will
work with you. Find out about the planner's
background and credentials - experience and
education are very important.
|
| Which
financial planning designations have your planners
earned? |
|
All
of our representatives are college graduates
and have achieved numerous designations ranging
from Certified Financial Planners(CFP), Personal
Financial Planner(PFP), Certified Fund Specialist(CFS)
and many more. Financial Security Group requires
our representatives to maintain a high standard
of continuing education every year.
|
| Is
the first consultation free? |
|
Yes,
we always offer a complimentary initial consultation.
|
| Are
your planners tied to just one product vendor? |
|
Our
planners are process oriented and not product
driven. We believe in developing a financial
plan first and then implementing products as
a part of the process.
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